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  • Writer's pictureWestern Nevada Title Co

Don't let these 10 common title issues ruin your homeownership dream!

Title insurance Protection

When buying a home, it's important to be aware of the potential title issues that could arise. These issues can range from clerical errors to forged documents, and they can have serious consequences for homeowners.

Here are 10 of the most common title issues that you can be protected against by using a title company:

1. Errors in Public Records: To err is human, but when it affects your home ownership rights, those mistakes can be devastating. Clerical or filing errors could affect the deed or survey of your property and cause undue financial strain in order to resolve them.

2. Unknown liens: Even if you're not responsible for the debt, liens can be placed on your property for unpaid debts from previous owners.

3. Illegal deeds: If a prior deed was made by someone who wasn't legally authorized to own property, it could invalidate your ownership claim.

4. Missing heirs: If the previous owner died without a will or heirs, the state may sell the property, and your ownership could be challenged later.

5. Forgeries: Forged documents can make it look like you don't own your property, which could lead to costly legal battles.

6. Undiscovered encumbrances: Third parties may have claims on your property that you're not aware of, such as easements or restrictions on use.

7. Unknown easements: Easements can allow others to use your property without your permission, which could limit your enjoyment of your home.

8. Boundary disputes: If there's a discrepancy between the survey of your property and the survey of your neighbor's property, you could be liable for trespassing or other legal problems.

9. Undiscovered wills: If a previous owner's will is found after you purchase the property, it could invalidate your ownership claim.

10. False impersonation of previous owners: If you purchase a home that was once sold by a person who wasn't the rightful owner, you could lose your claim to the property.

If you're buying a home, make sure you get title insurance. Title insurance can protect you from these and other title issues. It's a relatively inexpensive investment that can save you a lot of money and headaches down the road.
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